Dental Insurance – Lancaster, TX
Putting Affordable Dental Care Within Reach
Some dental services are more costly than others, but in many cases dental insurance will help you keep your out-of-pocket costs to a minimum. Our doctors understand that many patients worry about paying for their dental care, which is why our dental office is ready to work alongside your dental insurance carrier so that you can maximize your benefits. If you have questions about your own insurance plan, you can call our dental office and speak with our helpful staff.
Understanding How Dental Insurance Works
Like with medical insurance, you (or your employer) pays a monthly premium as part of your dental plan. However, medical insurance typically focuses on providing coverage when you have a serious health issue that needs to be treated, like an illness or injury. Dental insurance, on the other hand, is largely meant to help you pay for preventive care so that you can avoid severe oral health issues altogether; your plan can still help pay for treatment, but you’ll typically receive less coverage for more complex or costly services. Thus, if you want to get the most out of your insurance, you need to focus on preventive care.
What Your Dental Insurance Plan Covers
Different insurance carriers will vary in the level of coverage they provide for specific dental treatments; most companies will also offer multiple plans, and the one you or your employer chooses will affect the benefits you’re entitled to later. Generally, though, you can expect 80 to 100 percent coverage for preventive services such as checkups, 70 to 80 percent coverage for fillings and other minor restorations, and 50 percent coverage for major treatments such as crown placement. You should confirm your benefits and the amount you’ll pay out of pocket before you agree to any dental service. Our team can help with this process!
We Offer In-Network Savings & Welcome Out-of-Network Providers
We’re proud to be in-network with multiple major dental insurance plans! Being in-network means that we’ve agreed to provide services at rates specified by the insurance company; in general, you’ll save more money by receiving care from an in-network dentist. We can also file claims for patients whose insurance carriers are out-of-network so that they can still receive the savings they deserve. Our team is always happy to help you explore other ways to make your care as affordable as possible.
We’re in-network with the following benefit providers:
- Aetna
- Assurant
- Basic Dental
- BlueCross BlueShield
- Cigna
- Delta Dental
- Delta Dental Premier
- Guardian
- Humana
- MetLife
- United Concordia
- United Healthcare
- + many more!
Don’t see your plan? Chances are we take it! Call us to talk with our friendly team.